Effective as of November 2011
We may modify these Terms from time to time and such modifications shall be effective upon posting by VPC on the Site. You agree to be bound to any changes to these Terms when you use the Site or VPC services after any such modification is posted. It is therefore important that you review these Terms regularly to ensure you are aware of any changes. When these Terms are revised, we will also revise the "last updated" date at the end of these Terms.
Proprietary Rights of VPC
VPC owns and retains all proprietary rights in and to the Site and all Content on the Site. The Site contains copyrighted material and other proprietary information of VPC. Except for that information which is in the public domain or for which you have been given written permission by VPC, you may not copy, modify, publish, transmit, distribute, perform, display, or sell any such proprietary information.
VPC is not responsible for any incorrect or inaccurate Content posted on the Site or in connection with the Site, whether caused by Site users, or by any of the equipment or programming associated with or utilized by the Site.
Limitation on Liability
IN NO EVENT SHALL VPC BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL, SPECIAL OR PUNITIVE DAMAGES, INCLUDING LOST PROFIT DAMAGES ARISING FROM YOUR USE OF THE SITE, EVEN IF VPC HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
VPC makes no representation that the Content on the Site is appropriate, available or legal in any particular location. Those who choose to access the Site do so on their own initiative and are responsible for compliance with local laws, if and to the extent local laws are applicable. You agree that these Terms, for all purposes, shall be governed and construed in accordance with the laws of the State of California applicable to contracts to be wholly performed therein, and any action based on or alleging a breach of these Terms must be brought in a state or federal court in California. In addition, both parties agree to submit to the exclusive personal jurisdiction and venue of such courts.
You agree to indemnify and hold VPC, its subsidiaries, affiliates, officers, agents, and other partners, employees and service providers, harmless from any loss, liability, claim, or demand, including reasonable attorneys' fees, made by any third party due to or arising out of your use of the Site in violation of these Terms and/or arising from a breach of these Terms and/or any breach of your representations and warranties set forth above.
These Terms are accepted upon your use of the Site. These Terms constitute the entire agreement between you and VPC regarding your use of the Site. The failure of VPC to exercise or enforce any right or provision of these Terms shall not operate as a waiver of such right or provision. The section titles in these Terms are for convenience only and have no legal or contractual effect. Please contact us with any questions regarding these Terms.